Accg retirement - If a reasonable amount is deferred each pay period, employees can increase their retirement income by an amount equal to 5% to 35% of their final, pre-retirement earnings. Contribution Guidelines Regular Contribution - Employees with a 457(b) Deferred Compensation Plan can contribute 100% of their pay up to a maximum of $23,000 in 2024.

 
ACCG Retirement Services: 457 (b) Roth Deferred Compensation Plan. A Roth Contribution Account under a 457 (b) Deferred Compensation Plan holds after-tax contribution plus earnings in a subaccount under the Plan. It allows employees to make after-tax contributions to the 457 Plan and under certain circumstances, to receive the …. Bos to tokyo

Submit any questions to the ACCG Retirement Services administrative team If you have questions, you may contact your Regional Client Manager, or (833)-899-4400. Sincerely, ACCG Retirement Services . DB MY PENSION PARTICIPANT REGISTRATION INSTRUCTIONSThe Defined Contribution Program (401(a) and 457(b) deferred compensation) is managed by a nine-member Board of Trustees appointed by the ACCG Board of Managers, and is comprised of county elected and appointed officials. Three primary corporate values continuously guide ACCG Retirement Services behavior and activities. Only by achieving and maintaining these can we earn an extraordinarily high level of trust with our clients and their employees. • Premier Customer Service. Do what is right for the customer. Empathize, inform and educate. • Operational ... Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors …The Honorable Sandy Kaecher - Commissioner - Paulding County. The Honorable Charles Rousseau - Commissioner – Fayette County. Mr. Eric Mosley – County Manager – Troup County. Dawn Hudson – Assistant County Manager – Baldwin County. cs. 24/7 On-Line Access // Phone Support // Dedicated Representative // Excellent Customer Service ...The Georgia Local Government Access Marketplace is. a joint effort of the Georgia Municipal Association and the Association County Commissioners of Georgia. The GLGA Marketplace provides you with the most comprehensive and up-to-date listing of local government job opportunities in Georgia. It also includes city and county items for bid, …All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information. If you have logged in before, please enter your Login ID and Password. If you cannot recall your credentials, please select the Forgot login ID/ Forgot Password option. ...ACCG Retirement Services Calculators. All Calculators; Retirement; Savings; Finance; 457(b) Plan Contribution Use this calculator to see how increasing your contributions to a 457 plan can affect your paycheck as well as your retirement.; 457(b) Plan Withdrawal Use this calculator to see what your net 457 plan withdrawal would be after taxes are taken …ACCG Retirement Services participants can manage their account, find their representative, use our financial calculators, and obtain an overview of our products and services. Update: 2024 Retirement Savings Plan Contribution Limits My ACCG Pension Plan Portal. Username. Password. Forgot Username or Password? Site Registration. For first time users, please follow the site registrations process. To register, you will need your social security number. GEBCorp, an ACCG Company, is a Georgia-based company that provides quality retirement services to Georgia's local government employees. Our package of employee retirement programs includes: Defined Benefit Plans 401(a) Defined Contribution Plans 457(b) Deferred Compensation Plans Our programs and expertise offer your employees …ACCG Retirement: 457 Plan: Pension Plan: Financial Adviser- Joe Friend [email protected] 678-360-9677. 888-958-0281. Employees who don’t currently participant may enroll in the 457(b) plan by going to: 1st Time Users https://enroll.voya.com Contact HR for Plan# and Verification Code;Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors … ACCG Retirement Services offers online access to account information, investment elections, PIN changes, and electronic statements for participants. Members can also sign up for quarterly benefit statements and contact their dedicated representative for customer service. ACCG Retirement Services 191 Peachtree St. Suite 700 Atlanta, GA 30303. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual ...ACCG Retirement Services offers three types of retirement plans for local government employees: Defined Benefit, Defined Contribution, and Deferred Compensation. …The normal contribution limit for elective deferrals to a 457 deferred compensation plan remains unchanged at $18,500 in 2018. Employees age 50 or older may contribute up to an additional $6,000, for a total of $24,600.Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors …IRA. $6,500. $1,000. N/A. * Pre-retirement catch up is ONLY available to a participant who did not defer the maximum every year he/she was eligible for a 457 (b) Plan. The Employee cannot use Over Age 50 catch-up and Pre-Retirement Catch-up in the same year. (“Pre-Retirement” is the last 3 years prior to normal retirement age.) Employees age 50 or older may contribute up to an additional $6,500, for a total of $26,000. Employees taking advantage of the special pre-retirement catch-up may be eligible to contribute up to double the normal limit, for a total of $39,000. Section 457 (b) Plan limits stand alone. IRA. The contribution limit for Traditional and Roth IRAs ... Access your Pension Account mypension.gebcorp.com. Copyright © 2018 GEBCorp an ACCG Company IRA. $6,500. $1,000. N/A. * Pre-retirement catch up is ONLY available to a participant who did not defer the maximum every year he/she was eligible for a 457 (b) Plan. The Employee cannot use Over Age 50 catch-up and Pre-Retirement Catch-up in the same year. (“Pre-Retirement” is the last 3 years prior to normal retirement age.) When it comes to planning for retirement, people often have many questions. ACCG Retirement Services works with local governments to develop retirement plans that give employees the flexibility to prepare for and secure the lifestyle that each of them has worked so hard to establish. Retirement plans are customized for each local government ... ACCG Retirement: 457 Plan: Pension Plan: Financial Adviser- Joe Friend [email protected] 678-360-9677. 888-958-0281. Employees who don’t currently participant may enroll in the 457(b) plan by going to: 1st Time Users https://enroll.voya.com Contact HR for Plan# and Verification Code;ACCG Retirement Services 191 Peachtree St. Suite 700 Atlanta, GA 30303. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual ...• Submit any questions to the ACCG administrative team. Please note if you have a 401(a) and/or 457(b) account with . ACCG, you can continue to access your account information at www. ACCGRetirement.com. If you have questions about this process, you may contact your ACCG Regional Client Manager, or ACCG Client Services at (800) 736-7166 ...Employees taking advantage of the special pre-retirement catch-up may be eligible to contribute up to double the normal limit, for a total of $46,000. Section 457 (b) Plan limits stand alone. IRA. The contribution limit for Traditional and Roth IRAs remains at $7,000 in 2024. Employees age 50 or older are eligible to contribute an additional ...The contribution limits for 457 plans are unchanged in 2014. The normal limit for elective deferrals is $17,500, and employees age 50 or older may contribute up to an additional $5,500, for a total of $23,000.Complete your retirement move with ease to your new apartment - with Churchill Retirement Living offering senior apartments in the UK. Employees age 50 or older may contribute up to an additional $7,500, for a total of $30,000. Employees taking advantage of the special pre-retirement catch-up may be eligible to contribute up to double the normal limit, for a total of $45,000. Section 457 (b) Plan limits stand alone. IRA. ACCG Retirement Services 191 Peachtree St. Suite 700 Atlanta, GA 30303. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual ...ACCG Retirement Services goes beyond merely designing and implementing a rewarding retirement program for your county government. Our professional staff makes the plans we offer more valuable to you and your employees by making available the services highlighted below. ACCG Retirement Services representatives work with plan sponsors and ...What is retirement living? Independent living. Facilities at our lodges. Feel safe and secure. Is retirement living for you? What is the cost of retirement living? Retirement living for …ACCG Retirement Services serves over 75% of Georgia's counties with some level of retirement services. Through our relationship with ACCG, we understand and appreciate how governments work and the vital role you perform for your communities. We also know the value you place on your employees. All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information.. If you have logged in before, please enter your Login ID and Password. If a reasonable amount is deferred each pay period, employees can increase their retirement income by an amount equal to 5% to 35% of their final, pre-retirement earnings. Contribution Guidelines Regular Contribution - Employees with a 457(b) Deferred Compensation Plan can contribute 100% of their pay up to a maximum of $23,000 in 2024. ACCG Retirement Services – is owned by ACCG. We organized in 2000 to: Expand the value of local, personal service given to all ACCG retirement programs by creating a new 457 (b) deferred compensation program and a companion 401 (a) defined contribution program. While the ACCG Retirement Services name is still relatively new, we think of ... All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information. If you have logged in before, please enter your Login ID and Password. If you cannot recall your credentials, please select the Forgot login ID/ Forgot Password option. financial CENTER. ACCG Retirement Services specializes in providing personalized service through regional client managers. To schedule an appointment or phone consultation with the representative for your jurisdiction, click here. cs. 24/7 On-Line Access // Phone Support // Dedicated Representative // Excellent Customer Service // Find your ... Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors …Employees taking advantage of the special pre-retirement catch-up may be eligible to contribute up to double the normal limit, for a total of $41,000. Section 457 (b) Plan limits stand alone. IRA. The contribution limit for Traditional and Roth IRAs remains at $6,000 in 2022. Employees age 50 or older are eligible to contribute an additional ...ACCG Retirement Services goes beyond merely designing and implementing a rewarding retirement program for your county government. Our professional staff makes the plans we offer more valuable to you and your employees by making available the services highlighted below. ACCG Retirement Services representatives work with plan sponsors and ...IRA. $6,500. $1,000. N/A. * Pre-retirement catch up is ONLY available to a participant who did not defer the maximum every year he/she was eligible for a 457 (b) Plan. The Employee cannot use Over Age 50 catch-up and Pre-Retirement Catch-up in the same year. (“Pre-Retirement” is the last 3 years prior to normal retirement age.)ACCG Retirement Services, is a Georgia-based company that provides quality retirement services to Georgia’s local government employees. Our package of employee retirement …ACCG Retirement Services. ACCG Retirement Services – is owned by ACCG. We organized in 2000 to: Expand the value of local, personal service given to all ACCG retirement programs by creating a new 457 deferred compensation program and a companion 401 (a) defined contribution program. While the ACCG Retirement Services …ACCG Retirement Services Profile and History. Our programs and expertise offer your employees opportunities to build more financially secure futures. Additionally, they enable you to attract and retain high-caliber employees and enhance your benefits package. Markets are uncertain, and market timing attempting to predict its "highs" and "lows ...ACCG Retirement Services ... If your birthdate is in 1955 through 1959 your actual full retirement age for Social Security is 66 plus two months for each year after 1954. Your actual benefit may be lower or higher depending on your work history and the complete compensation rules used by Social Security.ACCG Retirement Services make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, ACCG Retirement Services ...ACCG Claims 191 Peachtree Sreet NE, Suite 700 Atlanta, GA 30303 877.421.6298 Toll-Free 404.614.2553 Local; Claims Administration Services. ...ACCG Retirement Services goes beyond merely designing and implementing a rewarding retirement program for your county government. Our professional staff makes the plans we offer more valuable to you and your employees by making available the services highlighted below. ACCG Retirement Services representatives work with plan sponsors and ...ACCG Retirement Services offers online access to account information, investment elections, PIN changes, and electronic statements for participants. Members can …ACCG Retirement Services serves over 75% of Georgia's counties with some level of retirement services. Through our relationship with ACCG, we understand and appreciate how governments work and the vital role you perform for your communities. We also know the value you place on your employees.Security. About the company. General retirement information. Ground rent. Call us today to find out more. Read answers for our most frequently asked retirement questions … Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors Access for Plan Sponsors As a Regional Client Manager for ACCG Retirement Services, Trey is responsible for helping public sector employees to understand their investment options, and assisting them in reaching their financial goals. Before joining the ACCG team in 2021, Mr. Johnson gained experience at 49 Financial, which is a comprehensive financial planning firm ...Object moved to here. ACCG Retirement Services – is owned by ACCG. We organized in 2000 to: Expand the value of local, personal service given to all ACCG retirement programs by creating a new 457 (b) deferred compensation program and a companion 401 (a) defined contribution program. While the ACCG Retirement Services name is still relatively new, we think of ... Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors …The normal contribution limit for elective deferrals to a 457 deferred compensation plan remains unchanged at $18,500 in 2018. Employees age 50 or older may contribute up to an additional $6,000, for a total of $24,600.MaconBibbWelcomeLetter.pdf. 12195 Hwy 92 Suite 114-392 Woodstock, Georgia 30188. June 25, 2022. To All Active Pension Plan Participants: We are excited to announce that Macon-Bibb County is partnering with ACCG Retirement Services to manage the retirement plan business for Macon-Bibb County. The transition will “Go Live” on July 1, … Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors Access for Plan Sponsors ACCG Retirement Services. ACCG Retirement Services – is owned by ACCG. We organized in 2000 to: Expand the value of local, personal service given to all ACCG retirement programs by creating a new 457 deferred compensation program and a companion 401 (a) defined contribution program. While the ACCG Retirement Services … ACCG Retirement Services – is owned by ACCG. We organized in 2000 to: Expand the value of local, personal service given to all ACCG retirement programs by creating a new 457 (b) deferred compensation program and a companion 401 (a) defined contribution program. While the ACCG Retirement Services name is still relatively new, we think of ... ACCG Retirement Services: 401 (a) Defined Contribution Plan. The 401 (a) Defined Contribution Plan is the second most popular primary plan. The 401 (a) Defined Contribution Plan is very similar to the 401 (k) pension plan offered by many businesses. Such plans can provide retirement benefits equal to 15% to 35% of an employee’s final, pre ...ACCG Retirement Services make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, ACCG Retirement Services ...In 2024, the amount is an additional $7,500 maximum. Accessing Funds after Employment Termination. Unlike many other retirement plans, funds from the ACCG Retirement Services 457 (b) Deferred Compensation Plan are completely accessible. Employees may access their accounts without having to incur an early withdrawal penalty and may also …The normal contribution limit for 457 plans increases to $17,000 for 2012. In addition, employees are eligible to contribute up to an additional (1) $5,500, for a total of $22,500, if they are age 50 or older or (2) $17,000, for a total of $34,000, if they are participating in the "pre-retirement" catch-up provision. IRA.The Defined Contribution Program (401(a) and 457(b) deferred compensation) is managed by a nine-member Board of Trustees appointed by the ACCG Board of Managers, and is comprised of county elected and appointed officials.ACCG Retirement Services make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, ACCG Retirement Services ...What is retirement living? Independent living. Facilities at our lodges. Feel safe and secure. Is retirement living for you? What is the cost of retirement living? Retirement living for …Before joining the ACCG Retirement Services team in 2017, Mr. Bell served as an educator and a coach for 14 years before beginning a career as a financial advisor in 2001. Mr. Bell enjoys working with his clients and assisting them in understanding their retirement plans and investment options. He takes part in continuing education to broaden ... All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information. If you have logged in before, please enter your Login ID and Password. If you cannot recall your credentials, please select the Forgot login ID/ Forgot Password option. The normal contribution limit for elective deferrals to a 457 deferred compensation plan increases to $18,000 in 2015. Employees age 50 or older may contribute up to an additional $6,000, for a total of $24,000. Employees taking advantage of the special pre-retirement catch-up may be eligible to contribute up to double the normal limit, for a ... When it comes to planning for retirement, people often have many questions. ACCG Retirement Services works with local governments to develop retirement plans that give employees the flexibility to prepare for and secure the lifestyle that each of them has worked so hard to establish. Retirement plans are customized for each local government ... ACCG Retirement Services: Defined Benefit Pension Plan. The Defined Benefit Pension Plan may be used in conjunction with other retirement plans, as well as Social Security, as a source of income upon retirement. Considered the most traditional retirement plan, a defined benefit plan is also the most popular type of primary plan offered by local ...ACCG Retirement Services works with local governments to develop retirement plans that give employees the flexibility to prepare for and secure the lifestyle that each of them has worked so hard to establish. Retirement plans are customized for each local government jurisdiction. To find how what plans are available to you, please contact your ...ACCG Retirement Services offers three types of retirement plans for local government employees: Defined Benefit, Defined Contribution, and Deferred Compensation. …All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information. If you have logged in before, please enter your Login ID and Password. If you cannot recall your credentials, please select the Forgot login ID/ Forgot Password option. ...Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors …The Honorable Sandy Kaecher - Commissioner - Paulding County. The Honorable Charles Rousseau - Commissioner – Fayette County. Mr. Eric Mosley – County Manager – Troup County. Dawn Hudson – Assistant County Manager – Baldwin County. cs. 24/7 On-Line Access // Phone Support // Dedicated Representative // Excellent Customer Service ... The normal contribution limit for elective deferrals to a 457 deferred compensation plan increases to $18,000 in 2015. Employees age 50 or older may contribute up to an additional $6,000, for a total of $24,000. Employees taking advantage of the special pre-retirement catch-up may be eligible to contribute up to double the normal limit, for a ... All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information.. If you have logged in before, please enter your Login ID and Password. All ACCG Retirement Services participants can access their account information by visiting www.accgretirement.org and entering their account access information. If you have logged in before, please enter your Login ID and Password. If you cannot recall your credentials, please select the Forgot login ID/ Forgot Password option. The normal contribution limit for elective deferrals to a 457 deferred compensation plan increases to $23,000 in 2024. Employees age 50 or older may contribute up to an additional $7,500, for a total of $30,500. Three primary corporate values continuously guide ACCG Retirement Services behavior and activities. Only by achieving and maintaining these can we earn an extraordinarily high level of trust with our clients and their employees. • Premier Customer Service. Do what is right for the customer. Empathize, inform and educate. • Operational ...

Contact ACCG Retirement Services; ACCG Retirement Services is Going Green; Defined Benefit Board of Trustees; Defined Contribution Board of Trustees; ACCG; ON-LINE ACCESS. On-Line Access to your Account; Access your 401(a) / 457(b) account Access your Pension account Access your personal retirement accounts; Plan Sponsors …. Flight from sfo to lax

accg retirement

MaconBibbWelcomeLetter.pdf. 12195 Hwy 92 Suite 114-392 Woodstock, Georgia 30188. June 25, 2022. To All Active Pension Plan Participants: We are excited to announce that Macon-Bibb County is partnering with ACCG Retirement Services to manage the retirement plan business for Macon-Bibb County. The transition will “Go Live” on July 1, …The normal contribution limit for elective deferrals to a 457 deferred compensation plan remains unchanged at $18,500 in 2018. Employees age 50 or older may contribute up to an additional $6,000, for a total of $24,600.The National Association of Counties (NACo) and ACCG have proudly partnered to provide all Georgia counties with a free flag retirement box for county residents to deposit flags that are no longer in good condition. The custom boxes will begin shipping to counties in mid-December. “Many of our residents are unsure how to care for the U.S ...The normal contribution limit for elective deferrals to a 457 deferred compensation plan remains at $19,500 in 2021. Employees age 50 or older may contribute up to an additional $6,500, for a total of $26,000.Learn how to defer some of your current compensation and receive it in the future with the 457 (b) Deferred Compensation Plan, a retirement plan exclusive to local government …MaconBibbWelcomeLetter.pdf. 12195 Hwy 92 Suite 114-392 Woodstock, Georgia 30188. June 25, 2022. To All Active Pension Plan Participants: We are excited to announce that Macon-Bibb County is partnering with ACCG Retirement Services to manage the retirement plan business for Macon-Bibb County. The transition will “Go Live” on July 1, …ACCG works on behalf of Georgia’s county officials and their communities, with a focus on public policy and advocacy, leadership development, civic and community engagement and cost-efficient programs such as insurance and retirement. He has worked for ACCG since 1987, serving as the association’s policy director and deputy director prior ...Before joining the ACCG Retirement Services team in 2017, Mr. Bell served as an educator and a coach for 14 years before beginning a career as a financial advisor in 2001. Mr. Bell enjoys working with his clients and assisting them in understanding their retirement plans and investment options. He takes part in continuing education to broaden ...ACCG Retirement Services. Calculators. 457 (b) Plan Contribution Use this calculator to see how increasing your contributions to a 457 plan can affect your paycheck as well as your retirement. 457 (b) Plan Withdrawal Use this calculator to see what your net 457 plan withdrawal would be after taxes are taken into account.Security. About the company. General retirement information. Ground rent. Call us today to find out more. Read answers for our most frequently asked retirement questions … Here's how to opt into paper statement deliver: Log into 401 (a)/457 (b) account by going to ACCGRetirement.org. Under profile, click Delivery Preferences. Chose Paper under the Statements header. cs. 24/7 On-Line Access // Phone Support // Dedicated Representative // Excellent Customer Service // Find your Representative. Retirement (ACCG) | Dawson County, Georgia. 401 (a) Defined Contribution Plan / 457 (b) Deferred Compensation Plan. Dawson County will match up to 5% of your contribution to …ACCG Retirement Services 191 Peachtree St. Suite 700 Atlanta, GA 30303. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual ...ACCG Retirement Services 191 Peachtree St. Suite 700 Atlanta, GA 30303. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual ....

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